Burglar-proof your home for the holidays

Posted: December 19, 2011 in General Information
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(NC)—With suitcases full of presents and holiday cheer, thousands of people in Canada go on vacation every winter to celebrate the season with friends and family and escape the winter cold.

To ensure the season stays jolly, TD Insurance offers these simple tips on how to better protect your home from unwanted attention while you’re away:

Consider a security upgrade—Installing extra security measures, like deadbolt locks, automatic timers on your lights and security alarms, can help deter burglars and even decrease your insurance premiums. Don’t forget to draw your blinds and double check all doors and windows are locked.

Take inventory of your belongings—Make a list and take photos of all your valuables and be sure to include the date purchased, brand names and serial numbers and keep the list in a safe place. This will help make the process easier if you ever have to make a claim. You should also inform your insurer about items that are particularly valuable—like jewelry, computers or instruments—as these may require additional coverage.

Ask your neighbours to look out for unusual activity—Ensuring your home appears occupied will deter intruders. Ask a trusted neighbour to pick up your mail, park a car in your driveway, shovel snow off your walkway, and keep an eye out to ensure everything’s in order while you’re away.

Check your insurance coverage—Make sure your home insurance coverage is still adequate and that you’re comfortable with your deductible (how much you will have to pay if you have to make a claim), and check whether your policy offers ‘actual cash value’ or ‘replacement cost’ coverage for your belongings.

Remember that having adequate coverage for your home is like locking the front door when you leave—it’s the extra security measure you take to protect what is probably the most valuable asset in your life.

Avoid Spring Real Estate competition. Find out how you can sell your home in the winter for the right price and with more assurance than waiting until Spring. Contact me at 519-241-1122.

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