Tips for buying that perfect home

Posted: January 18, 2012 in Buyers
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(NC)—You have finished school and you’ve managed to land yourself a decent job. Finally in a position where you are financially stable, and you may be ready to take the next step in your life and buy a house. No more having to deal with crazy roommates or strict landlords. But first, you have to find that perfect house.

It is often easy to narrow down the specific elements you want in a house, besides providing a roof over your head. How many square feet is it, does it have a lawn, is it in a great location; but it is important to consider your budget when dreaming up your ideal dwelling. Since this is your first house, you can take advantage of the Home Buyers’ Plan which allows you to withdraw up to $25,000 from your registered retirement savings plan to buy or build a qualifying home.

Once you’ve finally chosen a house and put down the deposit, all that’s left to do is pack up your belongings. Then, once tax season rolls around, you may be able to claim $5000 as the first-time home buyer’s amount. This is a non-refundable tax credit representing tax savings of up to $750. You can find out if you qualify online at www.cra.gc.ca/hbtc.

Buying the perfect home starts with the right Real Estate Agent. Who will you trust your hard earned money to?

Dale Dyer is a full-time, second generation, negotiation guru and Realtor. Receive “Hot New Listings” as soon as they come on the market and start your house hunting search now.

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