first-time-homebuyers

Buying a home requires knowledge and we are here to help you in the process. When you hire a Realtor you have the best representation to help you find your dream home and to help you negotiate the best deal for your wallet. Your interests are the Realtor’s prime concerns. How will he stay in business or get new clients if he does not give you top service? What will he do to get you the best deal and how can you prepare to avoid any mistakes that buyers often overlook but alas too late? Here are some of the major steps to home buying:

Get Mortgage Pre-Approved

One of the most important steps into home buying is finding what you can afford to buy. When you get Mortgage pre-approved you will also know how much you can afford to pay for a home and it will help greatly in choosing the right home. Most Mortgage lender will guarantee you a rate for a particular length of time making it easier to search for your home without the stress of having to make a rush decision. It will also give you dealing power because the sellers will take your offer more seriously knowing that you are pre-approved.

Get the Right House

We put every home buyer under the magnifying glass sort of speak to find out what client’s needs are. We have developed a “Buyer’s Wish List” to help buyers sort out the needs versus the wants. Once you are equipped with the List you are better able to focus on finding the home that meets your criteria and you are less susceptible to play the emotional roulette.

Placing an Offer

Deciding to place an offer requires some homework that your Realtor will be more than happy to do. He will find out what other comparable homes in the area sold for and whether this home is overpriced for the market. This will give you negotiating power if you want to pursue the offer. You don’t want to pay too much for a home and by the same token if you have found the right house you want to be able to beat out the competition by knowing how far you should go in a multiple offer. You want to make the best business decision for you and keeping the emotional entanglements away will save you money and heart aches.

Documents Accuracy

Part of the offer should include title search and survey of the property to make sure that you are getting everything that is listed without any infringements. The title search will advise whether the seller has the right to sell that property and whether there are any encumbrances such as liens, easement, mortgages or property line issues that would prevent the buyer from taking full possession.

Helping Buyers find not just a house but the right house is what we do. Once our buyers are equipped with the knowledge to make the right choice they are on their way to purchasing their dream home.

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